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Get
a Free Consultation on how
you can improve
your FICO Credit Report Score.
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About
Your FICO Credit Report Score
Do you have questions about your Fico score? Do
you know what a good FICO score can do for you?
Do you know how much a bad Fico score can hurt you?
We
can provide information on how to improve your credit
score, along with what to do if you already have a poor
FICO score. If you do have a poor score, or would like
to improve your FICO score, please fill out the form
on the left to get a no-cost, no obligation consultation
on your credit score.
There are many things that should be considered when
it comes to someone's credit, but none is more important
that what comes next in your life. Your future and your
credit go hand in hand; the choices you make regarding
your life will directly effect your credit history,
as well as the choices you make regarding your credit
will directly effect your life. FicoScoreGuru.com is
here to help you make the right decisions with your
credit.
When
you get married, your credit history and the options
that come with it will change. There are many things
that both you and your spouse should be aware of, especially
before the big day. First you should notify your credit
companies of your possible name change. Without this
knowledge, they could cancel your cards, or worse, the
credit bureaus could erase your credit history. Women
should be especially careful when getting married to
keep some sort of credit in their name. If not, she
could have a hard time due to the fact that since her
name has changed, her credit history could be gone.
Buying
a home will also play a big role when it comes to your
credit history. It can cause problems if you don't have
a high credit score, or can also build equity if done
right; either way, a house will have a drastic effect
on both your life and your credit.
A
tri-merged credit report can help keep track of these
different changes as they occur, saving you many nightmares
in the future. If you have been unfortunate enough to
currently have credit problems due to any of these factors,
please feel free to request a free credit consultation
by filling in your information below.
“Your
credit score is a numeric representation of your credit
worthiness”.
Recently, all three of the “Big Three” credit
bureaus, namely Equifax, Experian and TransUnion, have
begun using the same FICO formula to compute credit scores.
This is very important from a consumer point of view.
Credit reports and credit scores are becoming more prevalent
in everyday life. Employers are checking credit before
extending job offers. Insurance companies are checking
credit before issuing insurance policies. Creditors are
checking credit regularly to determine whether to increase
interest rates, credit limits, and certain benefits to
consumers. Until
recently, each of the big three credit bureaus used
a slightly different formula to compute credit scores.
This led to vastly different credit scores depending
on which credit report was requested. Now all of the
big three credit bureaus will use the same formula for
scoring your credit. There will still be minor differences
in score because not all creditors report to all three
of the big three credit bureaus, but the disparity won’t
be anything like it was in the past.
For more information, contact
Academy Credit at 1-800-857-5268.
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